Terms and Conditions

Effective Date: February 25, 2026
Last Updated: February 25, 2026

Welcome to Lockstep Mortgage (“Company,” “we,” “us,” or “our”). By accessing or using our website, submitting your information, registering for educational resources, or communicating with us, you agree to be bound by these Terms and Conditions.

If you do not agree with these terms, please do not use our website or services.

1. Use of Website

The content provided on this website is intended for informational and educational purposes related to homebuyer education and the home buying process.

You agree to use this website only for lawful purposes and in a manner that does not interfere with or disrupt the operation of the website or the experience of other users.

2. Educational Information

Information provided on this website is general in nature and is intended to help individuals better understand the home buying process and related topics.

This information is provided for educational purposes only and should not be considered financial, legal, or tax advice. You should consult appropriate professionals regarding your personal circumstances before making important financial decisions.

3. Communications Consent

By submitting your information through our website, registering for a homebuyer class, scheduling a consultation, or contacting Lockstep Mortgage, you consent to receive communications from us via:

• Phone calls
• Email
• Text messages (SMS/MMS), where consent is provided

These communications may include:

• Confirmation of homebuyer class registrations
• Appointment scheduling and reminders
• Responses to questions submitted through our website
• Follow-up information related to educational resources
• Customer service responses

Lockstep Mortgage does not send unsolicited promotional text messages.

Consent to receive communications is not a condition of purchase.

4. SMS/Text Messaging Terms

If you provide your mobile phone number and consent to receive SMS communications, Lockstep Mortgage may send informational text messages related to:

• Homebuyer education class registrations
• Appointment confirmations or reminders
• Responses to inquiries submitted through our website
• Follow-up information related to homebuyer education resources

Message frequency varies. Message and data rates may apply depending on your mobile carrier plan.

You may opt out at any time by replying STOP to any message.

For assistance, reply HELP or contact us:

📧 [email protected]
📞 303-301-7191

Mobile carriers are not responsible for delayed or undelivered messages.

You must be at least 18 years of age to opt in to receive SMS communications.

Lockstep Mortgage does not sell or share mobile phone numbers.

5. Privacy

Your use of this website is also governed by our Privacy Policy, which explains how we collect, use, and protect personal information. We encourage you to review the Privacy Policy for additional details.

6. Intellectual Property

All content on this website, including text, graphics, logos, design elements, and educational materials, is the property of Lockstep Mortgage unless otherwise stated.

You may not reproduce, distribute, modify, or republish any content without prior written permission from Lockstep Mortgage.

7. External Links

Our website may contain links to external websites or resources for informational purposes. Lockstep Mortgage is not responsible for the content or policies of those websites.

8. Disclaimer of Warranties

This website and its content are provided on an “as is” and “as available” basis without warranties of any kind.

We do not guarantee that the website will operate without interruption, errors, or technical issues.

9. Limitation of Liability

To the fullest extent permitted by law, Lockstep Mortgage shall not be liable for any damages arising from your use of this website or reliance on information provided on the website.

10. Modifications to These Terms

We reserve the right to update or modify these Terms and Conditions at any time.

Any updates will be posted on this page along with the revised effective date. Continued use of the website after changes are posted constitutes acceptance of the updated terms.

11. Contact Information

Lockstep Mortgage
12412 York St.
Thornton, CO 80241

📧 [email protected]
📞 303-301-7191